We at Home Mortgage Finance Group Corp. recognize the importance of protecting the privacy of certain information collected about our customers and prospective customers . This privacy statement discloses what information we gather, how we use it, and how to correct or change it. At Home Mortgage Finance Group Corp., it is our intention to give you an understanding about how we collect your Information and the use we make of it in the course of our business.

To that end, Home Mortgage Finance Group Corp. gathers two types of information about Customers: data that Customers provide through optional, voluntary registration on our sites; and data Home Mortgage Finance Group Corp. gathers through aggregated tracking, mainly by tallying page views throughout our sites. Such information enables us to tailor our content to fit Customers' needs better. However, be assured that Home Mortgage Finance Group Corp. will not disclose personal Information to third parties without your consent, except as may be noted in this Privacy Policy or disclosed to you when the Information is submitted.

How does Home Mortgage Finance Group Corp. collect Information?

Information we receive from you on applications or other forms
Information about your transactions with us, our affiliates, or others
Information we receive from a consumer reporting agency
Use of Internet Protocol ("IP") Addresses

An IP address is a unique number that is automatically assigned to your computer whenever you're surfing the Internet so that your computer can be identified by the main computers, known as "Web servers," that "serve up" Web pages.

Home Mortgage Finance Group Corp. and/or its affiliates collect IP addresses for the purposes of system administration, to report aggregated information to our advertisers, and to audit the use of our site. When Customers request pages Home Florida Mortgage and/or its affiliates' sites, our servers log the Customers' IP addresses. We do not normally link IP addresses to anything personally identifiable, which means that a Customer's session will be logged, but the Customer will remain anonymous to us.

Use of Cookies

What are cookies? Cookies are small pieces of information that a Web site sends to your computer for record-keeping purposes, which information is stored in a file on your computer. Cookies make Web surfing easier for you by saving your preferences so that we can use the saved information to facilitate your use of our Web site when you return to the site. Cookies do not tell us your individual identity unless you have chosen to provide it to us. We never save passwords or credit card information in cookies. The use of cookies is an industry standard, and as such, you'll find that most major Web sites use them.

Most cookies expire after a defined period of time, or you can delete your cookie file at any time. Most browsers are initially set up to accept cookies. You can reset your browser to refuse all cookies or indicate when a cookie is being sent. However, note that some parts of www.HomeFloridaMortgage.com and/or its affiliates' services will not function properly or may be considerably slower if you refuse cookies. For example, without cookies, you will not be able to set personalized preferences.

With whom does Home Mortgage Finance Group Corp. share my Information?

As a general rule, Home Mortgage Finance Group Corp. will not disclose any specific personal information that you submit to us about you in a manner that connects you with the Personal Information, except when we have your permission or under special circumstances, such as when we believe in good faith that the law requires it or under the circumstances described below. The following describes some of the ways that your Personal Information may be disclosed.

Other

Home Mortgage Finance Group Corp. may also disclose account Information in special cases when we have reason to believe that disclosing this Information is necessary to identify, contact or bring legal action against someone who may be causing injury to or interference (either intentionally or unintentionally) with any of Home Mortgage Finance Group Corp.'s rights or property, other Home Mortgage Finance Group Corp. Customers, or anyone else Home Mortgage Finance Group Corp. may disclose or access account Information when we believe in good faith that the law requires it and for administrative and other purposes that we deem necessary to maintain, service, and improve our products and services.

How can you control the usage of Information?

In case you change your mind or some Personal Information changes (such as your zip code or e-mail address), we will try to provide a way to correct, update or remove the Personal Information that you give us. We also give you the opportunity to control the communications we direct to you.

What happens when you link to a third party site?

You should be aware that when you are on Home Mortgage Finance Group Corp.'s and/or its affiliates' sites you could hyperlink or be directed to other sites that are beyond our control and/or outside our service. For example, if you "click" on a banner advertisement or a www.HomeFloridaMortgage.com search result, the "click" may transfer you off the www.HomeFloridaMortgage.com site. These other sites may include sites of advertisers, sponsors and partners that may Home Florida Mortgage's and/or its affiliates' logo as part of a co-branding agreement. These other sites may send their own cookies to Customers, collect data, or solicit Information.

Home Mortgage Finance Group Corp. and its affiliates do not control such sites, and, therefore, are not responsible for their contents or the hyperlinks or advertising they choose to place on such sites Home Mortgage Finance Group Corp.'s and/or its affiliates' inclusion of hyperlinks to these sites do not imply any endorsement of the material on such sites or any association with their operators. Home Florida Mortgage's policy does not extend to anything that is inherent in the operation of the Internet, which is Home Mortgage Finance Group Corp.'s and its affiliates' control.

Please keep in mind that whenever you give out information online (for example, via message boards or chat) that information can be collected and used by people you don't know. Home Mortgage Finance Group Corp. and its affiliates strive to protect their Customers' information and privacy, we cannot guarantee the security of any information you disclose online, and you disclose such information at your own risk.

Is my Information secure from others using the www.HomeFloridaMortgage.com site?

The security of all information associated with our Customers is an important concern to us. We exercise care in providing secure transmission of your information from your computer to our servers. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your information, Home Mortgage Finance Group Corp. and its affiliates can't ensure or warrant the security of any information you transmit to us or from our online products or services, and you do so at your own risk. Once we receive your transmission, Home Mortgage Finance Group Corp. uses industry standard efforts to safeguard the confidentiality of your information, such as firewalls and Secure Socket Layers. However, "perfect security" does not exist on the Internet.

Your Acceptance Of The Terms

By using this site, you signify your agreement to Home Mortgage Finance Group Corp.'s Privacy Policy. IF YOU DO NOT AGREE WITH THIS POLICY, PLEASE DO NOT USE THIS SITE. Your continued use of Home Mortgage Finance Group Corp.'s and/or its affiliates' sites following the posting of changes to these terms will mean you accept those changes.